|
|
|
1-2-3 Stretch Your Mind!
Yesterday my daughter Katherine and I went out to breakfast. After discovering our favorite Sports Cafe, Goose Loonies, no longer served breakfast on Sunday mornings, we decided to go a completely different route.
We chose a local Hometown...
Home Financing - Helpful Online Resources
U.S. interest rates have been on a roller coaster these past few weeks. And frankly so have interest rate shoppers as they try to second guess the state of the economy, rate trends and the impact this isl having on a 30 yr ARM vs 15 yr adjustable ...
Money Is A Family Affair
If you are single and don't have kids this tip won't mean much to you. For the rest of us that have others to consider when making money decisions it just may make things a little easier. I guess the best knock-down, drag-out fights my wife and I...
Mother's Day: 5 Gift Ideas Guaranteed to Make Any New Mom Happy
Sure, you can call it a Hallmark holiday. But don’t be fooled: Mother’s Day is serious business. A big deal. Especially for new moms. How do I know? Because I make my living surveying moms for my books. I ask them everything from which diaper bag...
Yes, You Can Budget!
Author's Note: This article is one lesson from the free email course "Beginner's Guide To Budgeting" There are several factors that contribute to budgets failing. The most common is that people just don't want to change the way they live and how...
|
|
| |
|
|
|
|
|
|
Only You Can Prevent Money Problems
People experience money problems for a variety of reasons. Maybe
you lost your job, used your credit cards too much, have a bunch
of medical bills, paid too much for your dream home or any
number of other reasons.
What ever the reasons for your money problems, most of them
could be prevented. I know for a lot of you, I am talking in the
past tense. The problems are already here so prevention is
irrelevant. This is not the case.
Only when you understand how you could have prevented the
problem in the first place will you be able to fix it. We don't
need to look at symptoms here, we need to explore root causes.
I have developed a theory. Some people aren't willing to
sacrifice, no matter what the rewards.
Sacrifice and discipline go hand in hand. It seems that our
parents and grandparents understood this better than we do.
They had to sacrifice just to put food on the table. They also
understood that they had to forego what they wanted to have
what they needed.
I believe that most of us have a basic understanding of
discipline, however in
today's society we don't have to choose
between food and a big screen TV. We want it all - we can have
it all - NOW. It's too bad that many times this will come back
to haunt us.
If you want to prevent your money problems, you have to have
the discipline to sacrifice. You need to understand that your
needs come first, that you have limited financial resources and
that never spending more than you earn each month is essential
to your families financial survival.
It is even more important that you learn discipline and
sacrifice if you already have money problems. When you develop
these skills and hopefully overcome your financial woes, you
will have a better chance of preventing it from happening
again.
About the Author
Terry Rigg is the author of Living Within Your Means - The Easy
Way http://www.homemoneyhelp.com/ebookadpage.html and editor
of The FREE Budget Stretcher Newsletter and Budget Stretcher
web site http://www.homemoneyhelp.com. He has 25 years of
experience counseling individuals and families concerning their
personal finances.
|
|
|
|
|
|
