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100% Financing Or No Down Payment & Bad Credit Mortgage Loans
Sub-prime lenders now offer financing packages with zero down.
Interest rates are higher on these types of loans, but they make
purchasing a house easier. And unlike a conventional loan, there
is no private mortgage insurance required. There are...
Credit Report – Look Out for Your Debit Report, Too
Most consumers are aware that there are companies that keep track of their personal financial transactions – installment loans, mortgages, credit card accounts, bankruptcies and judgements. These items are assembled by the three main credit bureaus...
How To Avoid Credit Card Abuse
Credit cards were a wonderful invention, that have evolved over time. Let's not start this article by spending much time describing the history of credit cards, but rather to just provide a summary of what credit cards are about. "Credit cards...
Need Credit Repair Help? Try Doing It Yourself!
No matter what many credit counseling scam artists may try to
tell you, no one can legally remove any information that is
up-to-date and accurate from your credit report. They can't do
it, and you can't do it yourself. However, you CAN request...
What's The Best Credit Card For Me?
So, you have decided you need a credit card. However, you must
remember that not all credit cards are created equally. Your
friend's credit card doesn't mean that it is also the best for
you. Before going to this bank and get its credit card, you...
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How to Fax the Credit Bureaus For Faster Credit
Insider Etiquette: How To Stay in the Credit Bureau's Good Graces
Several of the credit bureaus have opened up their fax lines, (namely, Equifax and Transunion) but only to select consumers--only those a recent "confirmation number" or tracking number from a current credit report. In our ebook "Improve Your Credit Score In 24 Hours" we give you the fax numbers that credit bureaus keep secret. Since January 2003, we've sold 30,000 copies-this tremendous success has led to a high volume of unsolicited faxes from consumers, enough so that they have tightened their rules.
If you are in possession of a credit bureau fax number, either from us or from communication with a credit bureau, we'll outline the proper fax methods for you.
The ABCs of Faxing Your Way to Better Credit:
·Absolutely never send unsolicited faxes. You must include a
confirmation number from a current credit report to fax the credit bureau.
·You only need to fax the credit bureau to get them something that you couldn't get them by phone or mail: usually a "deletion" or "collection paid" letter, clearing you of a bad credit item.
·Be sure to include required identification information. For Equifax for instance ID should include a photocopy of your driver's license and a copy of your social security card or a current utility bill.
·Always include your confirmation number. Comply with credit bureau faxing protocol by including a confirmation or tracking number from your current credit report.
By knowing when and how to fax the credit bureau, you can coordinate a quicker result when bettering your credit.
About the Author
L. K. Hughes is the author of "Improve Your Credit Score In 24 Hours".
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